Meet the Team
A Message From Our Founder
I entered this profession in 2003 so that I could help individuals and families work to attain—and then maintain—their target lifestyle. The challenges to assisting my clients in this task are plentiful, most notably because everyone has a different set of circumstances, values, and goals, each of which may themselves be changing over time.
However, the principles that allow us to make important life decisions—and then take action toward their attainment—rarely change. Any improvement in my ability to assist clients will therefore pertain not to a reformulating of the basic framework which applies to each of us, but to the way in which I am able to communicate such principles, to connect them to the issues at hand, and to encourage and support a course of action that is aligned with the values and goals that motivated the process from the beginning.
It is with this perspective that I commit myself, and my company.
- Matthew Clement, CFP®, AIF®
Matthew S. Clement,
CFP®, AIF®
Owner, President, Lead Planner/Advisor
(845) 689-2051
Nicholas Hernandez
Financial Advisor
(845) 689-2051
nicholas@emeraldretirement.com
Nicholas (Nick) Hernandez joined our team in September 2020 as an associate advisor. Prior to joining Emerald, he had interned at several other wealth management companies, learning the basics of the profession, as well as delivery of...
Lisa Scolaro
Client Service Specialist & Executive Assistant to the President
(845) 689-2051
Lisa joined our team in 2014 as Matthew’s primary support person. Her importance to our company has increased every year since. Today her responsibilities include speaking with clients by phone, scheduling appointments, opening...
Melissa Harm
Client Service Specialist, New Client Engagement
(845) 689-2051
Melissa Harm joined our team in August 2020 as a Client Service Specialist. She came to us with a strong background in marketing, a client-focused mindset, and an energy you are likely to find contagious. Melissa works primarily in...
Michele Horton
Insurance and Medicare Services Coordinator
(845) 689-2051
Michele is the Executive Assistant to Mark, our insurance specialist. She works with Mark to prepare for presentations, workshops and exhibitions. In addition, she also manages scheduling for the business calendar, accounting,...
Mark Brownstein
Director of Medicare & Risk Management, not a registered representative with Cetera Advisors
(845) 689-2051
Mark is our resident Insurance and Medicare specialist. He is a trusted independent and dedicated provider of comprehensive and competitive Medicare solutions. Mark has extensive experience working with individuals, CPA’s, tax...

Client Centered
Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.
Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.