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We will include links to Dave Ramsey’s Investing Minute publication, along with other useful articles. Your information is never shared, and you may unsubscribe at any time.
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What does it mean to be a SmartVestor Pro?
As an advisor within the SmartVestor program:
I agree to the SmartVestor Code of Conduct.
I believe everyone deserves access to solid, professional investing guidance. I have earned my position as a SmartVestor Pro because of my experience in the industry and my drive to help others.
I provide a refreshing twist on financial planning.
I have the heart of a teacher, not the attitude of a salesman. I’m someone you can feel comfortable talking to and someone you can trust. We’ll work together to create a plan to help you reach your goals.
I care about your future.
I’m more than a “financial planner” – I’m someone you can relate to and share your dreams with. I fit your investments to your life, help you understand what you’re investing in and why, and encourage you to stick with your long-term goals.
About Your Local SmartVestor:
Matthew Clement is Dave Ramsey’s SmartVestor Pro for Retirement Planning, Investment Advising, and College Savings. He works with individuals and families throughout New York, New Jersey, and beyond. Many of his clients are Dave Ramsey enthusiasts just like him. This means he helps his clients focus on the only thing within their control – their own behavior!
A focus on long-term financial behavior is what led Matthew to Dave Ramsey’s work several years ago, and the ability to work with others who appreciate this perspective is why he became involved, first with the ELP program in 2010 and now as a SmartVestor Pro.
Call or email us today to schedule an introductory phone session to review what you’re working on.
Who is Dave Ramsey?
America’s trusted voice on money and business, Dave Ramsey is a personal money-management expert and extremely popular national radio personality. His seven best-selling books –Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, The Complete Guide to Money, Legacy Journey and Smart Money Smart Kids – have sold more than 10 million copies combined.
By age 26 he had established a four-million-dollar real estate portfolio, only to lose it by age 30. Using the wisdom he gained, Ramsey rebuilt his financial life and now teaches others how to be responsible with their money, so they can acquire enough wealth to take care of loved ones, retire with dignity, and give generously to others.
In 1992, Ramsey founded The Lampo Group, LLC. to provide financial counseling, through various means, to anyone who wants to better understand the principles of proper money management. Twenty years later, the company has grown from a card table in his living room to more than 550 team members and has been voted one of the “Best Places to Work” in Nashville numerous times. In 2014, the company rebranded to become Ramsey Solutions as part of an ongoing plan for growth and longevity. Ramsey runs a multi-million dollar company with a nationally recognized brand, but he defines success by the number of lives changed through his message of hope.
Ramsey offers that life-changing message as host of a nationally syndicated radio program, “The Dave Ramsey Show,” which is heard by 12 million listeners each week on more than 575 radio stations and digitally through podcasts, online audio streaming and a 24-hour online streaming video channel. In 2009, he was honored as the National Association of Broadcaster’s Marconi Award winner. Ramsey was inducted into the NAB Broadcasting Hall of Fame in 2013 and the National Radio Hall of Fame in 2015.
He is the creator of Financial Peace University (FPU), a program that helps people dump their debt, get control of their money, and learn new behaviors around money that are founded on commitment and accountability. More than 4.5 million people have attended FPU and Legacy Journey classes at their workplace, church, military base, local nonprofit organization or community group.
Ramsey offers his message of hope through a variety of mediums and products. More than 1 million people have attended a live event including more than 40,000 EntreLeadership participants. His high school and college curriculums are offered in more than 16,000 schools and educational institutions. The “Dave Says” syndicated column is available to more than 8 million readers monthly. Thousands of children have enjoyed his entertaining and educational book series. Daveramsey.com offers free informational articles and streaming of “The Dave Ramsey Show.”
Ramsey earned his B.S. degree in Finance and Real Estate from the University of Tennessee. Follow Dave on Twitter at @DaveRamsey and on the web at www.DaveRamsey.com.
Who is Chris Hogan?
Former All-American football player Chris Hogan has never backed down from a challenge. But how did he find his way off the gridiron and on the path of helping others achieve financial peace?
Once his playing days were over, Chris spent countless hours as the vice president of a well-respected company helping clients manage their money and their businesses. In the process, he realized that too many families, marriages and children were being adversely impacted by financial issues. Chris realized things had to change. That’s when he met Dave Ramsey.
For more than a decade, Chris has served at Ramsey Solutions, spreading a message of hope and financial peace to audiences across the country as a financial coach and Ramsey Personality. Chris helps people plan for their future and reach their retirement goals through his Retire Inspired live events and R:IQ assessment tool. His book, Retire Inspired: It’s Not an Age. It’s a Financial Number, released in January 2016 and is a number one national best-seller.
An expert on mortgages and investing, he’s an engaging and electrifying speaker who is equally at home leading corporate training sessions as he is speaking to college students and professors. Chris works with high profile clients, including business leaders, professional athletes and entertainers, to help them develop financial strategies to generate revenue, protect their wealth, and secure their futures. Chris is also a regular contributor to the EntreLeadership Podcast, one of the leading podcasts on business and leadership.
As a national champion in college, Chris understands teamwork and speaks to organizations all over the country on how to effectively run and grow their businesses. He received his undergraduate degree from Georgetown College and a masters’ degree from California University of Pennsylvania.
Who is Chris Brown?
“Steward tomorrow’s opportunities by preparing the heart today.”
A dynamic young pastor and speaker, Chris Brown joined the Dave Ramsey team in 2014 to carry the message of stewardship and intentional living to churches nationwide. Chris began his ministry in the trenches as a campus pastor before using his previous business and real estate training to tackle numerous executive-level pastoral duties. During this time Chris managed multi-million dollar congregational budgets and supervised the launch and development of eight church campuses totaling more than 12,000 members.
Prior to joining the Ramsey organization Chris spent eight years leading people to Christ while growing churches in North Carolina and Florida. He was ordained in 2007 and often draws from his childhood and college experiences to deliver messages of exceptional faith in God and His love.
Chris and his wife, Holly, reside in Brentwood, Tennessee. They have three children: Max, Jack, and Annie.
Who is Rachel Cruz?
Rachel Cruz is a seasoned communicator and presenter, helping Americans learn the proper ways to handle money and stay out of debt. Today she serves as a Ramsey Personality, using her knowledge and experiences from growing up as Dave Ramsey’s daughter to educate others. She co-authored the #1 New York Times best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
Since joining Ramsey Solutions in 2010, Rachel has traveled the country speaking at colleges, churches and conferences to educate students and young adults on the dangers of debt and how to budget their money and save for the future. Already a veteran communicator and presenter, she has been speaking to audiences as large as 10,000 since the age of 15, when she began making appearances on stage with her father as part of the company’s The Total Money Makeover LIVE! events. She also teachesFoundations in Personal Finance, a curriculum geared toward high school and college students.
Rachel has appeared on Good Morning America, The Today Show, The Meredith Vieira Show, Katie, Fox & Friends and many other national and local television shows. She’s also been featured in magazines like Woman’s Day and Glamour. Her popular YouTube channel has received millions of views since launching in 2014.
Rachel is a graduate of the University of Tennessee. She lives in Franklin, Tennessee, with her husband Winston, daughter Amelia, and their yellow lab, Nala.
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