Matthew Clement is President of Emerald Retirement Planning Group, a financial advisory firm.  He works with families throughout New York, New Jersey, and elsewhere.

Matthew is a CERTIFIED FINANCIAL PLANNER™ practitioner in good standing with the CFP Board. He is a member of the Financial Planning Association. He is also proud to serve as Dave Ramsey's Local Provider in the counties of Rockland, Orange, and Westchester, along with parts of Putnam and Sullivan.

He has over eight years of experience in the areas of financial planning and retirement planning. His work in these areas, and his focus on financial behavior, has led to the creation of several proprietary retirement income and cash management programs.

Matthew has been a keynote speaker and guest lecturer, and has hosted a WRCR radio program on the fundamentals of retirement planning. He is currently serving as President of the Rotary Club of River Edge, Oradell, and New Milford.

He holds degrees in business and financial planning from Fordham University and was named in 2006 as one of Rockland’s “Forty Under 40” community leaders.

Out of the office, Matthew runs, plays softball, and reads extensively in the areas of behavioral finance, economic history, philosophy, business, and human development. He grew up in Stony Point, NY and currently lives in River Edge, NJ with his talented and beautiful wife, Gail Mulligan, also of Stony Point.

Professional Licenses and Registrations: FINRA Series 7, 63, 65, 24, Life and Health, Registered Principal, Investment Adviser Representative, and Registered Representative.

Barry Krane is an associate of Emerald Retirement Planning Group, Inc. and President of Krane Financial Services Corp.

In 2008, Barry became a Certified Retirement Financial Advisor™ after becoming a Certified Financial Planner™ professional in 1992. He graduated Cum Laude with a BA in Psychology from the State University of New York in 1979.

He's been guiding his clients with their retirement planning needs since 1990 and is passionate about assisting people through life's twists and turns. "My main objective is to help my clients realize their goals and dreams so they may live life with the abundance they desire. It is in this vein that some of my clients warmly think of me as their Life Coach. It is here where I gain deep intrinsic satisfaction from my work. It is this integration of money into our lives where we form our Strategies for lifelong planning."

Barry is happily married with four children and two stepchildren. He's been divorced. He's had to deal with the death of his father and many elder care issues with mom. He understands intimately the issues surrounding adoption, special needs, childhood illness, higher education, retirement planning, and business planning. . . and uses his extensive experience to assist people in these areas.

A NOTE TO CLIENTS OF EMERALD RETIREMENT PLANNING: At such times that Matthew is out of the office (such as when he's playing polo with Adolfo Cambiaso), you may reach Barry's office at (845) 369-7226 and he will gladly assist you with whatever you need.